Legal & regulatory
Important regulatory information
Business details
Just Settlements is the trading name of Michael Jackson, a sole trader.
Authorisation status
Just Settlements is not authorised or regulated by the Financial Conduct Authority.
Scope of services
Our paid settlement-negotiation services are limited to eligible commercial liabilities owed by incorporated companies and limited liability partnerships. We do not provide regulated debt counselling, debt adjusting or debt-management services in relation to personal debts or debts owed by individuals under credit agreements or consumer-hire agreements.
We do not accept instructions to advise upon or negotiate credit-card debts, personal loans, personal overdrafts, individual hire-purchase or vehicle-finance agreements, or other consumer-credit liabilities.
Enquiries involving sole traders, partnerships, individuals or personal guarantees are subject to a separate eligibility assessment. Acceptance of an enquiry does not mean that we are able to act. Where the circumstances may involve a regulated activity, the enquiry will be declined or the individual will be directed to an appropriately authorised debt-advice provider.
Important information
Information on this website is provided for general information only. It is not legal, financial, tax, accounting, insolvency or regulated debt advice and should not be relied upon as a substitute for advice addressing your particular circumstances.
No adviser-client or other professional relationship is created by visiting this website, using a calculator, submitting an enquiry or speaking to us initially. We will only act where we have confirmed in writing that the matter falls within the scope of our services and both parties have entered into a written engagement agreement.
A creditor is not required to accept a settlement proposal. We cannot guarantee that a settlement will be reached, the amount of any reduction or the period within which negotiations may conclude.
What appointing us does not do
Appointing Just Settlements does not:
- suspend interest, charges or contractual payments;
- prevent a creditor from contacting you;
- stop court, insolvency or enforcement proceedings;
- extend any statutory or court deadline;
- prevent enforcement against assets or security; or
- remove the need to obtain legal or insolvency advice.
You remain responsible for complying with all court orders, statutory notices, payment obligations and deadlines unless a creditor or court expressly agrees otherwise in writing.
Where you have received a statutory demand, claim form, judgment, enforcement notice, winding-up petition or other time-sensitive document, you should obtain independent legal or insolvency advice immediately.
Settlement results and case studies
Any settlement examples or case studies shown on this website relate to the particular facts of those historic matters. They are not representative of every case and should not be treated as an indication or guarantee of the outcome that may be achieved in another matter.
Settlement outcomes depend on factors including the nature of the liability, the creditor’s legal rights, available security, the debtor’s circumstances, the availability and source of settlement funds, the stage of recovery action and the creditor’s commercial decision.
Fees may be payable in accordance with our written terms of engagement. Fees should be taken into account when assessing the overall financial benefit of any proposed settlement.
A settlement may have legal, accounting, taxation, credit-reference or insolvency consequences. Independent professional advice should be obtained where appropriate.